What Are Property Taxes Like in Englewood NJ? A 2027 Buyer's Guide

Property taxes are the number every relocator to Bergen County asks about first, and Englewood is a useful middle-of-the-road example. The city's average residential property tax bill was $14,778 in 2025, according to the New Jersey Division of Taxation, with an effective tax rate of 2.088 percent. That runs a small amount above the county average, and it matters when you price a home.

Here is how the numbers work, how Englewood compares to nearby towns, and what they mean for your monthly budget in 2027.

The Numbers: Average Bill and Effective Rate

The cleanest comparison is the effective rate, which is what you actually pay as a percentage of your home's market value. Englewood's effective rate was 2.088 percent in 2025, derived from a general tax rate of $3.116 per $100 of assessed value.

The average residential tax bill was $14,778 in tax year 2025. Englewood's average residential assessment runs around $474,000, and higher average assessments are part of why the average bill lands where it does.

How Englewood Compares to Bergen County

For context, the Bergen County average residential property tax bill was about $14,200 in 2025, and the county's median effective tax rate ran about 2.068 percent. Englewood's bill sits roughly $578 above the county average, and its effective rate is only marginally above the county median, essentially the county norm.

Within the local area, Englewood Cliffs and Tenafly tend to run higher, while Teaneck and the GWB corridor waterfront towns can come in lower. For the full countywide picture, see my Bergen County property tax guide.

What That Means for Your Monthly Budget

An average bill of $14,778 works out to roughly $1,230 a month in property taxes, on top of your mortgage. That is the line that surprises buyers who come from lower-tax states, so it belongs in the affordability math from the start.

The honest way to look at it: Englewood is not a bargain tax town, but it is also not an outlier. You are paying for a full-service city with its own downtown, an arts district, and a strong local school system, and the tax bill reflects those services. For a closer look at whether a given home fits your payment, use my Bergen County affordability guide.

Why Englewood Taxes Run Slightly Above Average

The short answer is services and housing type. Englewood is a full-service city with its own public school district, a public library, parks, and a walkable downtown that residents actually use. That infrastructure costs money, and it is spread across a mix of single-family homes, multi-family buildings, and commercial properties.

The tax picture also depends on which housing you choose. Multi-family and condo units often carry more moderate assessments than large single-family homes on big lots, so buyers comparing a downtown condo with a West Englewood single-family will see very different bills for the same effective rate.

How to Estimate Your Own Englewood Tax Bill

Your exact bill depends on your assessed value and the current general tax rate, so the city average is only a starting point. The rough formula is: assessed value times the general tax rate, divided by 100.

Newer construction is often assessed at or near market value, while older homes may carry assessments below market, and the city revalues periodically. Verify the current rate and your specific assessment with the city tax collector before you rely on any estimate. If your bill feels out of line, my property tax appeal guide explains the process.

The Bottom Line on Englewood Taxes

Englewood's property taxes are squarely in the middle of the Bergen County range: a 2.088 percent effective rate and an average bill just above the county figure, delivered alongside one of the county's most walkable downtowns and a respected school district. It is a fair trade for many families, and it is a number you can plan around.

If you are comparing Englewood with other Bergen County towns and want to weigh taxes, commute, and schools side by side, I would be glad to help. With 32+ years in this corridor, I know the neighborhoods, the assessments, and the true cost of each address. My honest guide to living in Englewood and moving to Englewood guide round out the picture, and you can reach me at (201) 970-3960 or Scott@sellecksellsnj.com.